Fractional CFO Services That Actually Deliver Results
What's Included in Our Services
Comprehensive financial intelligence tools designed to give you complete visibility and control over your business finances.
Cash Flow Forecasting
Predict your cash position 3-6 months ahead. Know exactly when cash crunches are coming and plan accordingly.
- Weekly, monthly, and quarterly projections
- Scenario modeling (best/worst case)
- Cash runway calculations
Expense Analysis
Uncover hidden expenses and identify cost-saving opportunities. See exactly where your money is going.
- Automatic expense categorization
- Anomaly detection (unusual charges)
- Vendor spend analysis
Financial Health Score
Get a clear picture of your business's financial health with our comprehensive scoring system.
- 0-100 health score with breakdown
- Industry benchmarking
- Improvement recommendations
Automated Reports
Get investor-ready financial reports delivered automatically. No more spreadsheet nightmares.
- Monthly financial summaries
- Cash flow statements
- Profit & loss analysis
Growth Strategy
Data-driven recommendations to accelerate your growth and improve profitability.
- Revenue optimization insights
- Pricing strategy recommendations
- Investment timing guidance
Budget Management
Set budgets, track spending, and get alerts before you overspend in any category.
- Category-level budgeting
- Real-time budget tracking
- Overspend alerts
Common Problems We Solve
If any of these sound familiar, Finley can help transform your financial situation.
"I never know if I can make payroll next month"
Our cash flow forecasting predicts your cash position 3-6 months ahead, so you're never caught off guard. Get early warnings about potential shortfalls.
"My expenses keep growing but I don't know why"
Our AI automatically categorizes every transaction and flags unusual charges. See exactly where money is leaking from your business.
"I spend hours on spreadsheets every month"
Upload your data once and get instant, automated analysis. Our AI does in 60 seconds what takes hours to do manually.
"I can't afford a full-time CFO"
Traditional CFOs cost £150,000+/year. Finley gives you the same strategic insights for £49/month - a 98% cost saving.
"Investors want financial projections I can't create"
Generate investor-ready financial reports and forecasts instantly. Our reports are designed to give stakeholders confidence.
"I don't know if my business is actually healthy"
Our Financial Health Score gives you a clear 0-100 rating with specific areas to improve, benchmarked against your industry.
Our Simple 4-Step Process
Get from financial confusion to clarity in minutes, not months.
Upload Your Data
Export a CSV from your bank or accounting software (QuickBooks, Xero, etc.) and upload it to Finley.
AI Analysis
Our AI analyzes your transactions in 60 seconds, categorizing expenses and identifying patterns.
Get Insights
Receive your Financial Health Score, cash flow forecast, expense breakdown, and personalized recommendations.
Take Action
Follow our prioritized recommendations to plug cash leaks, improve margins, and accelerate growth.
Why Choose Finley
We're not just another financial tool. Here's what makes us different.
Instant Results
Get CFO-level insights in 60 seconds, not weeks. No waiting for scheduled meetings or delayed reports.
98% Cost Savings
Traditional CFO: £150,000+/year. Finley Pro: £49/month. Same insights, fraction of the cost.
Bank-Grade Security
Your data is encrypted end-to-end. We never share your information with third parties.
No Finance Degree Needed
Our insights are written in plain English. Understand your finances without being a financial expert.
24/7 Availability
Access your financial insights anytime. Our AI never sleeps, so your data is always up to date.
Money-Back Guarantee
If you don't find at least one £500+ cash leak, we'll refund you immediately. No questions asked.
Frequently Asked Questions
Got questions? We've got answers.
What data do I need to upload?
Simply export a CSV file from your bank account or accounting software (QuickBooks, Xero, FreshBooks, etc.). We support most standard transaction export formats. The file should contain date, description, and amount columns at minimum.
Is my financial data secure?
Absolutely. We use bank-grade 256-bit AES encryption for all data. Your information is never shared with third parties, and you can delete your data at any time. We're also GDPR compliant and follow strict data protection protocols.
How accurate are the forecasts?
Our AI uses historical patterns and machine learning to generate forecasts. With 6+ months of data, forecasts typically have 85-95% accuracy for the next 3 months. Accuracy improves as our AI learns your business's specific patterns.
Can Finley replace my accountant?
Finley complements your accountant by providing real-time insights between meetings. While we handle analysis, forecasting, and strategic recommendations, you'll still need an accountant for tax filings, compliance, and formal financial statements.
What currencies do you support?
We support all major currencies including GBP, USD, EUR, CAD, AUD, and more. Our system automatically detects your currency from the uploaded data and adjusts all analysis accordingly.
Can I cancel anytime?
Yes! There are no long-term contracts or commitments. You can cancel your Pro subscription at any time, and you'll retain access until the end of your billing period. Your data remains yours - download or delete it whenever you want.
Cash Flow Emergency?
Financial crises don't wait for business hours. When you're facing a cash crunch, unexpected expense, or urgent financial decision, Finley Pro users get priority access to:
- Instant AI Analysis - Upload data anytime for immediate insights
- Priority Support - Jump the queue when you need help fast
- Cash Survival Mode - Emergency recommendations to extend runway
- Same-Day Consultation - For urgent strategic decisions
When to Use Emergency Support
Can't make payroll
Urgent cash flow analysis and options
Major client payment delayed
Scenario planning and bridge strategies
Unexpected large expense
Impact assessment and recovery plan
Time-sensitive business decision
Quick financial modeling and advice
Explore All Our Services
Deep-dive into each service with detailed guides, FAQs, and specific solutions for your business needs.
Cash Flow Forecasting
Predict your cash position 3-6 months ahead with AI-powered forecasting.
Learn moreExpense Analysis
Uncover hidden expenses and identify cost-saving opportunities automatically.
Learn moreFinancial Planning
Build data-driven financial plans that guide your business decisions.
Learn moreFinancial Reporting
Get investor-ready financial reports delivered automatically.
Learn moreTax Planning
Stay ahead of tax obligations with year-round planning insights.
Learn moreFundraising Support
Prepare for fundraising with investor-ready financials and projections.
Learn moreWorking Capital Management
Free up cash trapped in your business operations.
Learn moreProfit Optimisation
Discover hidden profit opportunities and maximise your margins.
Learn moreCFO Services for Startups
Get CFO intelligence for early-stage startups without the £80K+ salary.
Learn moreFinancial Due Diligence
M&A support for acquisitions and business sales.
Learn moreExit Planning
Prepare your business for sale and maximise exit value.
Learn moreBudgeting Services
Set budgets, track spending, and get alerts before you overspend.
Learn moreFinancial Strategy
Data-driven strategic recommendations for growth.
Learn moreService Areas
Finley serves businesses worldwide, with specialized expertise in key markets.
United Kingdom
Our home market with deep expertise in UK business practices, tax considerations, and regulatory requirements.
Key Cities:
London, Manchester, Birmingham, Leeds, Bristol, Edinburgh, Glasgow, Liverpool
United States
Full support for US businesses with understanding of American financial practices and compliance requirements.
Key Cities:
New York, San Francisco, Los Angeles, Chicago, Austin, Boston, Seattle, Miami
European Union
Multi-currency support for EU businesses, with GDPR compliance and understanding of European markets.
Key Markets:
Germany, France, Netherlands, Ireland, Spain, Italy, Sweden, Denmark
Don't see your location? Finley works with businesses worldwide. Our AI adapts to any currency and business context.
Start your free analysis regardless of locationOur Commitment to You
Cancel anytime • No long-term contracts • 24/7 availability
Ready to Transform Your Financial Visibility?
Join thousands of businesses that have discovered hidden cash leaks and accelerated their growth with Finley.
No credit card required • 60-second analysis • 100% money-back guarantee