Smart Expense Analysis & Categorization
Uncover hidden expenses and identify cost-saving opportunities. Our AI automatically categorizes every transaction and flags unusual charges. Most businesses find 5-15% in unnecessary expenses they didn't know existed.
What's Included
Everything you get with Finley's expense analysis service
Automatic Categorization
- AI-powered transaction categorization (Software, Marketing, Payroll, etc.)
- Custom category creation for your specific business needs
- Vendor identification and grouping
- Sub-category breakdowns for detailed analysis
- Category accuracy that improves as you verify results
Anomaly Detection
- Alerts for unusual charges or spending spikes
- Duplicate payment identification
- Subscription creep detection (forgotten recurring charges)
- Price increase monitoring on regular vendors
- Fraud risk flagging for suspicious transactions
Reporting & Insights
- Expense breakdown by category, vendor, and time period
- Month-over-month and year-over-year comparisons
- Cost reduction opportunity identification
- Industry benchmark comparisons
- Exportable reports for stakeholders
Common Problems We Solve
If any of these sound familiar, Finley can help
"I have no idea where all the money goes"
Finley automatically categorizes every transaction and presents clear visualizations of your spending. See exactly which categories consume the most cash and drill down to individual transactions.
"Expenses keep creeping up but I can't pinpoint why"
Our anomaly detection spots spending increases as they happen. Whether it's a vendor raising prices, new subscriptions piling up, or scope creep on services, Finley catches it.
"I suspect we have duplicate or forgotten subscriptions"
Finley identifies all recurring charges and flags potential duplicates or unused subscriptions. Our users typically find £500-£5,000 in subscriptions that could be cancelled.
"I can't tell which expenses are normal vs excessive"
Industry benchmarks show how your spending compares to similar businesses. You'll know if you're overpaying for software, spending too much on marketing, or understaffed compared to peers.
How It Works
From upload to insights in minutes, not weeks
Upload Your Transactions
Export transactions from your bank or accounting software and upload to Finley. We accept standard CSV formats.
- Export from any bank, credit card, or accounting platform
- More history = better categorization accuracy
- Recommended: 12+ months of transactions
- Multiple accounts can be combined for a complete picture
AI Categorizes & Analyzes
Our AI processes each transaction, categorizing expenses and identifying patterns, anomalies, and savings opportunities.
- Natural language processing understands transaction descriptions
- Machine learning improves accuracy based on your corrections
- Recurring patterns are automatically detected
- Anomalies are flagged for your review
Review & Verify
Check the categorization results and make any corrections. Your feedback improves future accuracy.
- Easy interface to verify or re-categorize transactions
- Bulk actions for similar transactions
- Create custom categories for your business
- Lock verified transactions to prevent re-categorization
Act on Insights
Use the analysis to identify and eliminate unnecessary expenses, negotiate better rates, and optimize your cost structure.
- Prioritized list of savings opportunities
- Vendor negotiation data (your spend history with them)
- Subscription audit with cancellation candidates
- Monthly monitoring for ongoing optimization
Why Choose Finley
What makes our expense analysis different
Average £2,400 Found in Savings
Our users typically identify £2,400 or more in annual savings from unnecessary expenses, duplicate subscriptions, and cost optimization opportunities.
90%+ Categorization Accuracy
Our AI achieves over 90% categorization accuracy out of the box, and improves further as it learns your specific vendors and patterns.
Catches What You Miss
Anomaly detection spots the expenses that slip through manual review - forgotten subscriptions, creeping costs, and suspicious charges.
Industry Benchmarks Included
Know if your spending is normal or excessive with comparisons to similar businesses. Stop guessing and start knowing.
One-Time Cleanup or Ongoing
Use Finley for a one-time expense audit, or keep it connected for continuous monitoring. Your choice.
Works With Your Tools
Export from QuickBooks, Xero, bank accounts - anywhere you have transaction data. Finley integrates with your existing workflow.
Frequently Asked Questions
Common questions about expense analysis
How does expense categorization work?
Our AI uses natural language processing to understand transaction descriptions and automatically assigns them to categories like Software, Marketing, Payroll, etc. The system learns from your corrections to improve accuracy over time.
What kind of savings do businesses typically find?
Most businesses discover 5-15% in hidden or unnecessary expenses. Common finds include forgotten subscriptions (avg £200/month), duplicate services, underutilized tools, and vendors that have quietly raised prices.
Can I create custom expense categories?
Yes, Pro and Enterprise users can create custom categories and sub-categories. You can also train the AI to recognize your specific vendors and expense types.
How do you detect anomalies?
Our AI establishes baseline spending patterns and flags deviations - unusual amounts, new recurring charges, significant increases, or transactions that don't fit your typical patterns.
Can I categorize transactions from multiple accounts?
Yes, you can upload transactions from multiple bank accounts, credit cards, and accounting systems. Finley consolidates them into a single view.
How often should I run expense analysis?
We recommend monthly analysis for ongoing optimization. Many users start with a deep-dive cleanup, then switch to monthly monitoring to catch issues early.
Need Urgent Help?
Need urgent visibility into your expenses? Upload your data for instant analysis. If you're facing a cash crisis and need to cut costs immediately, our emergency expense audit prioritizes the highest-impact cuts.
Response Time
Instant AI analysis. Emergency cost-cutting recommendations available within 60 seconds of upload.
Available 24/7 for Pro users
Where We Operate
Expense analysis works with any currency. Our AI recognizes vendors globally and adapts categorization to local business norms.
Ready to Get Started?
Try expense analysis free - no credit card required. Upgrade to Pro for unlimited access.
Free tier available • Pro from £49/month • Cancel anytime