AI-Powered Cash Flow Forecasting
Predict your cash position 3-6 months ahead with AI-powered forecasting. Know exactly when cash crunches are coming and plan accordingly. Stop the anxiety of not knowing if you can make next month's payroll.
What's Included
Everything you get with Finley's cash flow forecasting service
Predictive Forecasting
- 3-6 month cash flow projections with weekly breakdowns
- Real-time runway tracking showing months of cash remaining
- Best case, worst case, and most likely scenario modelling
- Automatic updates as new transaction data comes in
- Historical pattern analysis to identify seasonal trends
Alerts & Monitoring
- Early warning alerts for potential cash shortfalls
- Notification when runway drops below safe thresholds
- Weekly cash position summaries delivered to your inbox
- Customizable alert thresholds based on your risk tolerance
Planning Tools
- What-if analysis for major business decisions
- Scenario comparison to evaluate different paths
- Integration of planned expenses and expected revenue
- Cash gap identification with suggested solutions
Common Problems We Solve
If any of these sound familiar, Finley can help
"I never know if I can make payroll next month"
Our forecasting shows your exact cash position at any future date. You'll see payroll obligations clearly against projected cash, with alerts if there's a potential shortfall - weeks before it becomes a crisis.
"Cash surprises keep catching me off guard"
Finley identifies patterns in your cash flow you might miss - seasonal dips, payment timing gaps, and expense spikes. No more "where did the money go" moments.
"I spend hours in spreadsheets trying to project cash"
Upload your data and get forecasts in 60 seconds. Our AI does automatically what takes hours in Excel - and updates continuously as new data arrives.
"I don't know when I need to raise more funding"
Runway tracking shows exactly when you'll run out of cash at current burn rates. Plan fundraising conversations months ahead instead of scrambling when cash gets critical.
How It Works
From upload to insights in minutes, not weeks
Upload Your Financial Data
Export transactions from your bank account or accounting software (QuickBooks, Xero, etc.) and upload the CSV to Finley.
- We accept standard CSV exports from any bank or accounting platform
- The more historical data you provide, the more accurate your forecasts
- 6+ months of data enables our most accurate predictions
- Your data is encrypted and never shared with third parties
AI Learns Your Patterns
Our AI analyzes your historical cash flow to understand your business cycles, seasonal patterns, and payment timing.
- Pattern recognition identifies recurring revenue and expenses
- Seasonal trends are automatically detected and factored in
- Payment timing (when customers pay, when bills are due) is modelled
- Unusual one-time items are flagged separately from regular operations
Review Your Forecast
Access your personalized cash flow forecast with weekly projections, scenario analysis, and actionable insights.
- Interactive dashboard shows cash position over time
- Drill down into specific weeks or categories
- Compare scenarios side-by-side
- Export forecasts for board meetings or investor conversations
Monitor & Adjust
Your forecast updates automatically as new data comes in. Adjust assumptions to model different decisions.
- Weekly automatic updates keep forecasts current
- Add planned expenses or expected deals to see their impact
- Set alerts for cash thresholds that matter to you
- Review accuracy over time to improve predictions
Why Choose Finley
What makes our cash flow forecasting different
85-95% Forecast Accuracy
Our AI-powered forecasts achieve 85-95% accuracy over a 3-month horizon with sufficient historical data. That's better than most manual spreadsheet projections.
60-Second Results
Upload your data and get your first forecast in under a minute. No weeks of setup or consultant meetings - just immediate actionable insights.
Automatic Updates
Unlike static spreadsheets, Finley forecasts update automatically as new transactions flow in. Your view is always current.
98% Cheaper Than CFOs
A fractional CFO costs £50,000+/year. Finley's cash flow forecasting is included in Pro for £49/month - a 98% cost saving.
Scenario Modelling Built In
Model different decisions before committing. What if you hire that new person? What if that big deal closes? See the cash impact instantly.
Built for Non-Finance People
You don't need a finance degree to understand our forecasts. Clear visualizations and plain-English insights make cash flow accessible.
Frequently Asked Questions
Common questions about cash flow forecasting
How accurate are the cash flow forecasts?
With 6+ months of historical data, our forecasts typically achieve 85-95% accuracy over a 3-month horizon. Accuracy improves as our AI learns your specific business patterns. Short-term forecasts (1-4 weeks) are typically 90%+ accurate.
How far ahead can you forecast?
Free users get a basic 30-day outlook. Pro users get full 3-6 month forecasting with weekly breakdowns. Enterprise users can access 12-month forecasts. The further out you forecast, the wider the confidence range becomes.
Can I adjust the forecast assumptions?
Yes! You can add planned expenses, expected revenue, and one-time events. You can also adjust the assumptions (like growth rates or payment timing) to model different scenarios and see how they affect your cash position.
What if my business is seasonal or irregular?
Finley's AI excels at detecting seasonal patterns. If you provide data spanning at least one full seasonal cycle, the forecasts will account for these variations automatically.
How often should I update my data?
For best results, upload fresh data weekly or connect directly to your accounting software. Pro users can schedule automatic exports to keep forecasts continuously updated.
Can I share forecasts with my team or board?
Yes, you can export forecasts as PDF or Excel reports suitable for board presentations or investor meetings. Enterprise users can also set up view-only access for stakeholders.
Need Urgent Help?
Cash flow crises don't wait for business hours. Pro users can upload new data and get instant updated forecasts 24/7. If you're facing an urgent cash situation, our emergency cash survival analysis identifies immediate actions to extend your runway.
Response Time
Instant AI analysis available 24/7. Priority human support responds within 4 hours for Pro users.
Available 24/7 for Pro users
Where We Operate
Finley works with any currency. Our AI adapts to local business patterns and seasonal factors regardless of location.
Ready to Get Started?
Try cash flow forecasting free - no credit card required. Upgrade to Pro for unlimited access.
Free tier available • Pro from £49/month • Cancel anytime