Smart Business Budgeting
Set budgets, track spending, and get alerts before you overspend. Take control of your business finances with intelligent budgeting tools that actually work because they're built on your real spending patterns.
What's Included
Everything you get with Finley's budgeting services service
Budget Creation
- AI-recommended budgets based on historical spending
- Category and sub-category level budgeting
- Monthly, quarterly, and annual budget periods
- Budget templates for different business types
- Custom budget categories for your specific needs
Real-Time Tracking
- Live spending vs budget dashboards
- Category-level budget utilization
- Pace tracking (are you on track for the month?)
- Visual indicators for approaching limits
- Mobile-friendly access to check budgets anywhere
Alerts & Optimization
- Customizable overspend warnings (e.g., at 80% utilization)
- Budget exceeded notifications
- Recommendations for budget reallocation
- Seasonal budget adjustment suggestions
- Year-over-year budget comparison
Common Problems We Solve
If any of these sound familiar, Finley can help
"I set budgets but they're always unrealistic"
Finley suggests budgets based on your actual spending history. Start with realistic numbers and adjust from there, rather than guessing and failing.
"I don't know I've overspent until it's too late"
Real-time tracking and proactive alerts mean you know when you're approaching budget limits - not after you've already exceeded them.
"My budgets don't account for seasonal variations"
Finley identifies seasonal patterns in your spending and helps you create budgets that flex with your business cycles.
"I can't get my team to stick to budgets"
Shared budget dashboards create accountability. Everyone can see spending against limits, and alerts go to the right people when limits are approached.
How It Works
From upload to insights in minutes, not weeks
Analyse Your Spending
Upload historical transactions so Finley can understand your actual spending patterns across categories.
- Automatic expense categorization
- Historical trend analysis
- Seasonal pattern identification
- Baseline establishment for each category
Set Your Budgets
Review AI-recommended budgets and adjust based on your goals - whether maintaining, reducing, or investing.
- AI-suggested limits based on history
- Easy adjustment sliders
- Goal-based budgeting (e.g., "reduce marketing by 10%")
- One-time event accommodation
Monitor in Real Time
As new spending occurs, see exactly where you stand against each budget in real time.
- Dashboard with spending vs budget
- Pace indicators (ahead/behind for the period)
- Category drill-downs
- Transaction-level visibility
Receive Alerts & Adjust
Get proactive warnings before overspending and recommendations for staying on track.
- Customizable alert thresholds
- Email and dashboard notifications
- Budget reallocation suggestions
- End-of-period analysis and learnings
Why Choose Finley
What makes our budgeting services different
Realistic Starting Points
Budgets based on your actual spending are achievable from day one. No more unrealistic targets that you're destined to miss.
Real-Time Visibility
Always know exactly where you stand. No more month-end surprises when you finally reconcile your accounts.
Proactive Alerts
Get warned before you overspend, not after. Customize alert thresholds to match your risk tolerance.
Flexible Adjustments
Business changes. So can your budgets. Easily reallocate funds between categories as priorities shift.
Category Intelligence
Our AI helps you understand which categories are flexible and which are fixed costs, informing smarter budget decisions.
Team Accountability
Share budget visibility with team members to create collective responsibility for staying on track.
Frequently Asked Questions
Common questions about budgeting services
How do I set the right budget amounts?
Finley suggests budget amounts based on your historical spending patterns, typically using your last 3-6 months as a baseline. You can adjust these based on your goals - maintaining, reducing, or growing specific categories.
What happens when I go over budget?
You'll receive alerts when approaching budget limits (80% by default, customizable) and when you exceed them. Finley also shows recommendations for where you might cut back or reallocate funds.
Can I budget for seasonal variations?
Yes, you can set different budgets for different periods. For example, higher marketing budgets during peak seasons or increased staffing costs during holidays. Finley can suggest these variations based on historical patterns.
Can different team members have different budget access?
Enterprise users can set up role-based access. For example, department heads see only their department's budget, while finance sees everything.
How often should I review and adjust budgets?
Monthly review is recommended to catch variances early. Major adjustments typically happen quarterly or when significant business changes occur.
Can I roll over unspent budget to the next month?
Yes, you can configure budgets to roll over unspent amounts or reset each period. Different categories can have different rollover rules.
Need Urgent Help?
Need to set up emergency spending controls fast? Configure budgets and alerts immediately to regain control of runaway expenses. Instant visibility into current spending against any limits you set.
Response Time
Budget setup in minutes. Real-time tracking active immediately after configuration.
Available 24/7 for Pro users
Where We Operate
Budgeting works with any currency. Multi-currency businesses can set budgets in each operating currency.
Ready to Get Started?
Try budgeting services free - no credit card required. Upgrade to Pro for unlimited access.
Free tier available • Pro from £49/month • Cancel anytime