M&A Financial Due Diligence Support
Whether you're acquiring a business or preparing for sale, Finley helps you organise clean financials and identify red flags. Enter negotiations with confidence that your numbers tell the true story.
What's Included
Everything you get with Finley's financial due diligence service
Sell-Side Preparation
- Financial data room organisation
- Historical trend analysis and explanation
- Normalised earnings (EBITDA) calculation
- One-time expense identification
- Quality of earnings preparation
Buy-Side Analysis
- Financial health assessment of targets
- Revenue quality analysis
- Expense anomaly detection
- Working capital normalisation
- Integration cost identification
Transaction Support
- Due diligence checklist generation
- Data room population assistance
- Red flag identification and documentation
- Advisor briefing materials
- Post-close integration planning
Common Problems We Solve
If any of these sound familiar, Finley can help
"Buyers always find problems with our financials"
Finley helps you find and address issues before buyers do. Clean up anomalies, document one-time items, and prepare explanations. Enter due diligence prepared, not defensive.
"I don't know what buyers will ask for"
Our due diligence checklist is based on what sophisticated buyers actually request. Prepare materials systematically rather than scrambling during the process.
"I'm acquiring a business but their numbers seem too good"
Buy-side analysis identifies common ways numbers can be flattering but misleading - unsustainable revenue, delayed expenses, working capital manipulation. Verify before you buy.
"My accountant charges a fortune for transaction work"
Finley handles the data organisation and preliminary analysis - the time-consuming work. Your accountant or advisor can focus on judgment and negotiation, reducing their hours significantly.
How It Works
From upload to insights in minutes, not weeks
Upload Financial History
Provide comprehensive financial data - ideally 3 years for meaningful trend analysis.
- P&L and Balance Sheet data
- Detailed transaction history
- Bank statements for verification
- Any available management accounts
Automated Analysis
Finley analyses the data for quality, trends, anomalies, and key metrics.
- Revenue quality assessment
- Expense normalisation
- Working capital analysis
- Red flag detection
Issue Identification
Review identified issues with documentation suggestions.
- Anomalies requiring explanation
- One-time items to normalise
- Trends requiring context
- Potential concerns for buyers/sellers
Prepare Materials
Generate organised materials for the transaction process.
- Data room documents organised
- Management presentation data
- Due diligence response templates
- Advisor briefing materials
Why Choose Finley
What makes our financial due diligence different
Faster Process
Due diligence that takes weeks can be accelerated with organised, clean data. Reduce deal timeline and associated costs.
Find Issues First
Identify and address potential concerns before buyers raise them. Control the narrative rather than reacting to criticism.
Reduce Advisor Costs
Accountants and lawyers charge £300-800/hour for transaction work. Finley automates the data-heavy preparation, cutting professional hours significantly.
Normalised Earnings Clarity
Clear EBITDA normalisation with documented adjustments. The number buyers and sellers can agree on is transparently derived.
Buy-Side Intelligence
If you're acquiring, Finley helps validate seller claims and identify risks. Don't rely solely on their representations.
Transaction Experience Baked In
Our analysis reflects what experienced M&A advisors look for. Benefit from deal knowledge without expensive learning curves.
Frequently Asked Questions
Common questions about financial due diligence
Does this replace transaction advisors?
No. Finley handles data organisation and preliminary analysis - preparation work. For significant transactions, you'll still want experienced advisors for negotiation, structuring, and legal matters. But their hours will be more productive and your costs lower.
What size transactions is this suitable for?
Ideal for SMB transactions (£500K to £20M enterprise value). Larger transactions typically involve extensive advisor teams where Finley accelerates their work. Smaller transactions can sometimes complete with Finley plus basic legal review.
How do you calculate normalised EBITDA?
We identify one-time expenses, owner-related costs, and unusual items that should be adjusted. Each adjustment is documented with reasoning. The result is a defensible earnings figure for valuation discussions.
Can you help value a business?
Finley provides the clean financial metrics needed for valuation - normalised earnings, growth rates, working capital requirements. Actual valuation depends on many factors including market conditions and buyer specifics that require human judgment.
What if due diligence reveals problems?
Better to know now than after the deal closes. Identified issues can be addressed, priced into the deal, or may inform your walk-away decision. Early identification protects both parties.
How long should due diligence take?
With well-organised materials, financial due diligence can complete in 2-4 weeks rather than 6-8 weeks. Finley preparation significantly accelerates this timeline by eliminating the messy data organisation phase.
Need Urgent Help?
Urgent deal timeline? Accelerate your due diligence preparation with instant analysis and organised data. Our rapid transaction mode prioritises the most critical elements for time-sensitive deals.
Response Time
Initial financial analysis in 60 seconds. Full due diligence prep materials in under 2 hours.
Available 24/7 for Pro users
Where We Operate
M&A support works globally. Particularly strong for cross-border UK/US transactions where both sets of conventions are understood.
Ready to Get Started?
Try financial due diligence free - no credit card required. Upgrade to Pro for unlimited access.
Free tier available • Pro from £49/month • Cancel anytime