Fractional CFO for Retail
Inventory cash flow, seasonal planning, and multi-location management for retailers. Navigate the thin margins of retail.
Financial Challenges in Retail
Running a retail business comes with unique financial complexities. Sound familiar?
Thin margin pressure
Retail margins are tight. Small efficiency losses add up quickly across thousands of transactions.
Inventory cash trap
Stock ties up cash. Wrong inventory decisions kill cash flow and create markdowns.
Seasonal extremes
Christmas, Black Friday, summer sales - cash needs swing dramatically through the year.
Multi-location complexity
Multiple stores means multiple cost centres. Identifying underperformers is difficult.
CFO Solutions for Retail
Finley provides the financial intelligence retail businesses need, at a fraction of traditional CFO costs.
Margin analysis
Track gross and net margins across categories. Identify what's actually profitable.
Seasonal cash planning
Forecast cash needs for peak seasons. Plan inventory investment and staffing.
Expense tracking
Monitor rent, staffing, utilities, and operating costs across locations.
Cash flow forecasting
Project cash position through seasonal swings. Avoid surprises.
Results for Retail
What retail businesses achieve with Finley
Get Started in 3 Steps
From upload to insights in 60 seconds. No financial expertise required.
Upload Your Data
Export a CSV from your bank or accounting software and upload it to Finley.
AI Analysis
Our AI analyzes your retail-specific financial patterns in seconds.
Get Actionable Insights
Receive your financial health score, cash flow forecast, and personalized recommendations.
FAQs for Retail
Common questions from retail businesses
Can you handle point-of-sale data?
Upload summary exports from your POS system (Square, Shopify POS, Lightspeed, etc.). Finley analyzes revenue patterns and margin trends. Detailed SKU-level analysis requires your POS reporting.
How do you handle multiple locations?
Standard plans analyze consolidated data. Enterprise customers can track locations separately for comparison. Either way, you get a clear picture of overall business performance.
Can you help with stock investment decisions?
Finley shows you how inventory levels affect your cash position. This helps you decide how much to invest in stock while maintaining healthy cash flow.
CFO Intelligence at Startup-Friendly Prices
Traditional CFOs cost £150,000+/year. Fractional CFOs charge £50,000+. Finley delivers the same strategic insights for retail businesses starting at £49/month.
- Free tier with no credit card required
- Pro plan from £49/month
- 100% money-back guarantee
- Unlimited analyses
- 3-6 month cash forecasting
- Automated monthly reports
- Priority support
Ready to Transform Your Retail Finances?
Join retail businesses that have discovered hidden cash leaks and accelerated growth with Finley.
No credit card required • 60-second analysis • Money-back guarantee